Find your local ACT store
Find your local Cash Converters
With three stores in Canberra, it's a lot easier to make life possible for you.
Learn more about what Cashies can do to help you today
Sell to us
We pay cash on the spot for items of value that you no longer use like a guitar, computer, jewellery, smart phones, tool sets and more.
Pawnbroking
Simply bring an item of value to leave
with us as collateral for a secured, short-term loan.
PayAdvance
Access the pay you've earned early,
for the things you've earned today.
Useful resources
A rundown on personal loans
Category: Personal Loans
Even if you’re a savvy saver, it can be tricky and time consuming to pay for something outright.
Applying for a personal loan online
Category: Personal Loans
Applying for a Cash Converters personal loan online takes as little as five minutes.
Our refund and warranty policy
Did you know we have a 90-day fault warranty so you can shop online or in-store with peace of mind?
Fee Disclosures
Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1,560. The minimum loan term is 2 months and a maximum of 12 months.
Our Medium Personal Loans incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3,000 borrowed over 1 year would equate to a total amount payable on average of $4,258 (including a $400 establishment fee). The minimum loan term is 4 months and a maximum of 24 months.
Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability. An APR (Annual Percentage Rate) does not apply to our Small Personal Loans. The maximum APR on our Medium Personal Loan is 144.02%.
