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At Cash Converters, we make more of the things you want possible.

Like being able to buy that thing you want for less. Or being able to sell that thing you don’t want for instant cash, so you can get something you do want. Or making it possible to borrow up to five thousand dollars.

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Personal Loans

Apply for up to $5,000 in-store or online with manageable repayments over a fixed term.

Apply now

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Shop

Shop online with Australia’s largest second hand goods retailer.

Shop now

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Sell to us

We pay instant cash for items of value that you no longer use like a guitar, computer, jewellery, smart phone, tool set and more.

Get a quote

We approve more people every day

At Cashies, we offer loans from $100 up to $5,000*. Our loans are flexible so you’ll always get the loan that’s right for you.

Second hand means tried and trusted

With over 150 stores around the country, you’ll be surprised by the amount of quality goods you can find – all at affordable prices. Most items come with a 90-day warranty too, so you can shop with confidence. Or while you’re here, browse our huge range and buy online.

Get paid to recycle

At Cashies, we’ll pay you to recycle your quality goods. Bring in the things you no longer need, and we’ll give you instant cash in return. 

*Deposit into bank account up to a maximum of $4,600, due to the establishment fee being financed on $5,000 loan.

Fee Disclosures

Our Cash Advance Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $100 over 4 weeks has fees and charges totalling $24 (1 x $20 + 1 x $4), resulting in a total repayment of $124. Cash Advance Loans are only available in-store with a minimum loan term of 4 weeks. The maximum term is generally 6 weeks, however is flexible at the discretion of the store.

Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1,560. The minimum loan term is 2 months and a maximum of 12 months.

Our Medium Personal Loans incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3,000 borrowed over 1 year would equate to a total amount payable on average of $4,258 (including a $400 establishment fee). The maximum loan term is 24 months.

Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability. An APR (Annual Percentage Rate) does not apply to our Cash Advance Loans or Small Personal Loans. The maximum APR on our Medium Personal Loan is 144.02%.