Bring in your item of value and we’ll keep it safe as security against a pawnbroking loan. Then, when you’re ready, pay back the loan in-store or online and pick up your item.
That’s extra cash in your pocket to help make more of the things you want possible, without selling something you want to keep.
We loan against a huge range of items, so head to your local store or get a quote online. You’ll need 100 points of ID and be 18 years or older. Alternatively, browse our other personal loan options including our small personal loans, medium personal loans or a cash advance.
You can loan against any item of value that you own like iphones, computers, cameras and more. We’ll keep your item safe until you’ve repaid your loan, then you can take it home.
We pay cash on the spot for items of value that you no longer use like a guitar, computer, jewellery, smart phones, tool sets and more.
Walk into a store and walk out with up to $2,000 in your pocket. Simply make repayments over 4 to 20 weeks.
You can take out a Pawnbroking loan with us by using an item of value you own as security. We will hold your item and charge a monthly interest rate on the money you borrow. When you pay off the loan amount and any interest owing, you get your item back. Just like a regular pawnbroking loan, you also have the option to get a pawn loan against your vehicle.
You can loan on most items of value you own, provided that they’re in full working order. For example, we loan cash for items like jewellery, gold, watches, smartphones, tablets and laptops, musical instruments, sporting goods, power tools and gaming gear. If you’re not sure whether an item you have can be loaned against, contact your local store.
To get a Pawnbroking loan, you’ll need 100 points of ID including primary ID like a passport or drivers license, plus a proof of address document (like a power bill or phone bill) that is less than three months old.
Yes. Your item of value is used as security for the loan, so a credit check isn’t required.
Pawnbroking loans can last between one and three months, depending on which state you’re in. Check with your local store for more information.
If you take out a one month loan on the 1st January, you will owe the amount you borrowed plus one month of interest up until and including the 1st February. You have until the 1st February to repay the loan and redeem your item.
If you take out a three month loan on the 1st January, you will owe the amount you borrowed plus one month of interest up until and including the 1st February. Then from the 2nd February up to and including 1st March, you will owe the amount you borrowed plus two months of interest and from 2nd March to 1st April, you will owe the amount you borrowed plus three months of interest. You can pay off the amount owing and redeem your item at any time during the three month period.
Yes, you can extend your loan by continuing to make in-store monthly interest payments. Each time you pay a month’s interest, your loan will extend by an additional month. If you can’t make it in-store by the payment due date, contact the store for assistance.
If you don’t make your monthly interest payments or respond to contact from us, we will keep your item in lieu of loan repayment. You won’t be contacted by debt collectors and your credit rating won’t be affected.
Yes, you can. We’ll work with you to understand any issues that prevented you from paying off your last loan, to assist you in getting your next loaned item back.
You can have more than one active pawnbroking loan, though it’s important to be aware of the total amount you owe and when the payment due dates are.