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Make more possible with My Loans

We don’t just want to make things possible for you – we want to make things easier, too. And that includes from the comfort of your own home.

My Loans makes managing your Personal Loans, Pawnbroking Loans or Buybacks more convenient with a handy set of features at your fingertips. Check the status of your loan, due dates, make payments and more, all from your mobile device.

Available online and from your app store.

 

Download the My Loans app now

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Save time

Manage repayments and keep track of your loan anytime, anywhere

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All in one spot

Access to your loan details and the status of your applications at your fingertips

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Easy access

See your payment schedule, make repayments and view your transactions

 

Personal Loan options

  Small Loan Medium Loan
Loan Amount $400 - $2,000 $2,050 - $5,000*
Loan Term 2 - 12 months 4 - 24 months
How do I apply? Apply online or in-store Apply online or in-store
Method of Payment Funds transferred to your bank within 24-48 hours of approval Funds transferred to your bank within 24-48 hours of approval
Fees 20% establishment fee and 4% flat monthly fee $400 establishment fee* and 48% per annum
  Apply Now Apply Now
 

*Deposit into bank account up to a maximum of $4,600, due to the establishment fee being financed under MACC loan

Please see our Target Market Determination for more details.

My Loans
  • What is My Loans?

    My Loans is a central hub for managing everything to do with your Cash Converters Personal Finance loan, Pawnbroking Loan or Buyback. With My Loans you can view your due dates, loan amounts, make payments and more.

  • How do I register to use My Loans?

    Step 1 - Visit www.cashconverters.com.au/myloans and click register to create a Cashies Login
    Step 2 - Enter the verification code sent to your email (if applicable)
    Step 3 - Follow the prompts to complete your registration
    Step 4 – Log into My Loans, either from the Cash Converters home page or by using the Cash Converters My Loans App available from Apple and Android app stores. 
    Step 5 - Click ‘Link your loans’ and provide the requested information to add your loans to your My Loans Dashboard. If you are having trouble registering with My Loans, please call 13 22 74 or visit your local store for assistance.

  • Can I log into multiple devices at the same time?

    Yes! There is no limit.

  • Do you have an app?

    Yes! You can download the Cash Converters My Loans app on Apple and Android devices.

Our Loan Options

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Small Loan

Apply in-store or online for up to $2,000 over a 2 to 12 month term.

Find out more

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Medium Loan

Apply in-store or online for between to $2,050 and $5,000* over a 4 to 24 month term.

Find out more

Fee Disclosures

Our Cash Advance Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $100 over 4 weeks has fees and charges totalling $24 (1 x $20 + 1 x $4), resulting in a total repayment of $124. Cash Advance Loans are only available in-store with a minimum loan term of 4 weeks. The maximum term is generally 6 weeks, however is flexible at the discretion of the store.

Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1,560. The minimum loan term is 2 months and a maximum of 12 months.

Our Medium Personal Loans incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3,000 borrowed over 1 year would equate to a total amount payable on average of $4,258 (including a $400 establishment fee). The minimum loan term is 4 months and a maximum of 24 months.

Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability. An APR (Annual Percentage Rate) does not apply to our Cash Advance Loans or Small Personal Loans. The maximum APR on our Medium Personal Loan is 144.02%.