Manage your loan with My Loans


It’s even easier to manage your personal finance loan, pawnbroking loan, or buyback anytime, anywhere with My Loans.

With My Loans, you can:

  • Keep track of your repayment dates and make payments online
  • Request a redraw* or limit increase for your existing Cashies Loan
  • Apply for a new loan

Simply register for My Loans and either sign in online or download the app to start managing your loan on the go.


Download the My Loans app now

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Save time

Manage repayments and keep track of your loan anytime, anywhere

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All in one spot

Access your loan details or request a redraw*, all at your fingertips

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Easy access

See your payment schedule, make repayments and view your transactions

  

My Loans

  • What is My Loans?

    My Loans is a central hub for managing everything to do with your Cash Converters Personal Loan, Line of Credit Cashies LoanPawnbroking Loan or Buyback. With My Loans you can view your due dates, loan amounts, make payments and more.

  • How do I register to use My Loans?

    Step 1 - Visit www.cashconverters.com.au/myloans and click register to create a Cashies Login
    Step 2 - Enter the verification code sent to your email (if applicable)
    Step 3 - Follow the prompts to complete your registration
    Step 4 – Log in to My Loans, either from the Cash Converters home page or by using the Cash Converters My Loans App available from Apple and Android app stores. 
    Step 5 - Click ‘Link your loans’ and provide the requested information to add your loans to your My Loans Dashboard. If you are having trouble registering with My Loans, please call 13 22 74 or visit your local store for assistance.

  • Can I log in to multiple devices at the same time?

    Yes! There is no limit.

  • Do you have an app?

    Yes! You can download the Cash Converters My Loans app on Apple and Android devices.

  • Can I delete my My Loans mobile account?

    Yes, you can delete your My Loans mobile account by following these steps:

    1. Log in to your My Loans app
    2. Go to the setting tab at the bottom right navigation bar of your home screen
    3. In settings, select the ‘Delete your Account’ button
    4. After confirming that you would like to delete your My Loans account, your account will be deleted. This screen also contains a warning of our statutory data retention requirements and a link to our privacy policy.

    Please note: We are required by law to retain certain financial and transactional information for up to 7 years in accordance with Australian Privacy principles. 
    Please refer to our Privacy Policy for more information. 

  • How can I manage my pawnbroking loan with My Loans?

    Simply download My Loans in the app store, or visit my.cashconverters.com.au and register an account. Then, link your loan using the QR code on your pawnbroking contract. By linking your loans in My Loans you can:

    • View your active pawnbroking loans 24/7
    • Check due dates
    • Find out the amount to redeem your loan
    • Make interest payments to extend your loan
    • Check your personal details and more

  • How can I manage my Buyback with My Loans?

    Simply download My Loans in the app store, or visit my.cashconverters.com.au and register an account. Then, link your loan using the QR code on your Buyback contract. By linking your Buybacks in My Loans you can:

    • View your active Buybacks 24/7
    • Check due dates
    • Find out the repurchase amount for your Buyback
    • Make fee payments to extend your Buyback
    • Check your personal details and more

*Redraw feature available in mobile app

Fee Disclosure


Our Cashies Loan does not have an establishment fee or any monthly fees. Interest is charged at a fixed rate of 48% per annum on the total outstanding balance. The maximum repayment term for each drawing against the loan is 36 months.

For example, a Cashies Loan of $4,000 repaid monthly over 3 years would require total repayments of $7,616 ($4,000 principal and $3,616 interest). This example has been calculated on a specified credit limit with the assumption that the loan has been drawn to the maximum amount of credit at the start of the loan and all repayments have been made on time. The calculation shown does not account for potential additional fees and charges, such as default or enforcement charges, which may be incurred.

Our Medium Personal Loans incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3,000 repaid by monthly payments over 1 year would equate to a total amount payable of $4,348 (including a $400 establishment fee). The minimum loan term is 4 months and a maximum of 24 months.

A dishonour fee of $33 is payable if a repayment is not made by the due date or a direct debit is declined.

Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be repaid early with no penalty and interest will only be charged on the outstanding balance of the loan. Early repayment will reduce the total interest payable on the loan. The Annual Percentage Rate (APR) on our Cashies Loan and our Medium Personal Loan is 48%. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred.

All loans are subject to lending criteria and suitability assessment.