Cash Loans on the Gold Coast. Loans up to $10,000.
The Cashies Loan. The fast, flexible
cash loan that puts you in control.
With stores around Australia, including the Gold Coast, from Coomera to Robina, we’ve helped a lot of Aussies just like you and we get it – life doesn’t always go to plan. One day it’s the rent bond, the next it’s car repairs.
We get it. You need extra cash when life happens, without reapplying every time.
Cash Converters has been helping Aussies since 1984.
You may be eligible for a cash loan between $2,050 and $10,000 if you meet the following criteria:
Apply online or head into one of our stores on the Gold Coast
Once submitted, your application will be quickly assessed by our team*. If successful, we will typically reach out with an offer within the same business day.
Once the offer is accepted and contract is signed, you could have money in minutes.***
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$2,050 - $10,000
Revolving term (no fixed maturity). Maximum repayment period of 36 months for each drawing.
48% per annum. Interest payable on amount(s) owing.
Funds transferred to your bank account within minutes***. Redraw available funds (minimum of $200) via My Loans.
If a Cashies Loan isn't the right fit, we've still got you covered. Our team can connect you with other cash options.
Use your Cashies Loan for whatever you need from car repair, vet bills and bond payments to holidays, moving costs, school expenses and unexpected bills.
Cover repairs, rego, tyres or buy a new vehicle with a car loan
Buy tools, equipment or supplies to start or grow your business
Spread the cost of new furniture or other moving essentials
Pay for vet visits, surgery, medication, or pet emergencies
Cover rental bonds, storage or professional bond exit cleaning
Loans to support you even if you have a less than perfect credit history
Yes, you can apply online as we service all of Queensland including the Gold Coast or you can head into one of our local stores. Find a store here.
The Cashies Loan is a continuing credit contract that gives you access to an approved credit limit. This flexible line of credit works as a convenient cash loan when you need access to funds.
When your loan is approved, the full limit is paid to you upfront. After that, you can redraw from your available balance whenever you need, with a minimum redraw of $200 (subject to eligibility and available balance). You only pay interest on the amount you use – not your full limit.
The Cashies Loan is available from $2,050 to $10,000.
Find out more about how our line of credit works
A personal loan gives you a once-off lump sum loan amount, which you then repay over the term. On the other hand, the line of credit provided by the Cashies Loan is a reusable loan that can be accessed on a more flexible basis, provided you meet our eligibility criteria, back up to your credit limit.
Find out more about the difference between the Cashies Loan and a personal loan.
You can borrow from $2,050 up to $10,000 with a Cashies Loan, with a maximum credit exposure limit of $10,000 across all customer loans. For example, if you have an existing $2,000 loan with Cash Converters, the maximum limit you could apply for with a Cashies Loan would be $8,000, subject to eligibility and lending criteria.
The Cashies Loan could be right for you if you want to have access to a continuing credit contract to fund ongoing credit needs. The loan could be used for a number of different reasons such as car repairs, bill management (household, vet, medical), emergency expenses, and more.
The Cashies Loan cannot be used for debt consolidation, paying off another loan that you have with us, illegal activities, or gambling.
A Cashies Loan repayment is calculated based on the total credit limit of the loan over 36 months.
For example, if you have a credit limit of $5,000 and redraw $1,000, the repayments for the $1,000 redraw are based on the total credit limit of $5,000 but you are only charged interest on the redrawn amount of $1,000.
The Cashies Loan may be available to you if you:
We know that getting cash fast is important to you. We typically make our decision within one business day and it can often be sooner.
From October 2025 to December 2026, the median approval time from application to outcome was 3h*.
You can help us with this by providing us with all the information we need upfront. If your application is approved, you can get money in your bank accounts in as little as 5 minutes***.
Yes, if you think that you may have ‘bad credit’ you are still eligible to apply. Credit history only forms one part of the application process and other information, such as employment and expenses, is also considered as part of the assessment.
Any existing customers who do not already have a Cashies Loan can apply for one. This includes if you have a SACC or a MACC. If you already have an existing Line of Credit, this is your Cashies Loan. If you would like to increase your credit limit you will need to apply for a credit limit increase.
No, you cannot have more than one Cashies Loan. However, if you need additional cash you can apply for a limit increase or redraw if you have available funds.
Yes, we will use our credit reporting partner Equifax to check your credit history as part of your loan application.
We believe in being upfront. No establishment fees. No monthly account management fees. You may be charged $33, but only if you miss a payment. Sound fair?
Read more about the Cashies Loan rates and fees.
The Cashies Loan does not include any establishment or monthly fees.
Yes, if you are a single mother or single father looking for a loan and you meet the eligibility criteria listed above, you might be eligible for a Cashies Loan.
Yes, if you are self-employed (sole trader, sub-contractor or if you are an authorised officer of a Pty Ltd company), looking for a loan, and meet the eligibility criteria listed above, you might be eligible for a Cashies Loan.
Please note that depending on the type of self-employment setup you have, the application assessment might differ.
For example, if you operate a PTY LTD business account, you must also have a personal account that you use to transfer yourself a wage into on a regular basis. There must be no business activity in the personal spending account used for the Cashies Loan application. However, if you trade from your personal spending account, there must be a clear division of business and personal activity and we will use an online pay calculator to adjust wages to account for tax and GST.
Please reach out to our Personal Finance team for any questions about your eligibility if you are self-employed.
A redraw is when you withdraw money from your available credit. You can redraw up to your approved credit limit. You can request a redraw as many times as you like. When you request a redraw, we won’t do another credit check, but we will consider any changes to your financial position.
The Cashies Loan is a continuing credit contract. This means it comes with an optional redraw feature. You do not have to use this feature and there is no penalty for non use.
A full re-assessment is not done, however we will review your situation to satisfy our lending criteria.
Redraw is available through the My Loans app. The My Loans app can be downloaded from the Apple App store or Google Play store.
Our friendly Personal Finance team is based in Australia.
They’re here to help with your loan application, assessment, and the management of your loan.
Give us a call on 132 274
Mon to Fri: 9:00am to 7:00pm AEST
Complete our online form and we'll get back to you shortly. Or, get in touch with your local store.
Send us an email and we'll get back to you as soon as we can.
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We’re committed to responsible lending. We’ll take a close look at the information and documents that you provide to make sure we help find the right cash solution for you and let you get on with your life.
*Same day approval - Subject to verification, suitability and affordability. Providing we have everything we need, we should be able to review and approve your loan within a day if the outcome is successful.
From October 2025 to January 2026, the average approval time was 9 business hours and our median approval time was approximately 3 business hours. This means most applicants receive an outcome reasonably quickly although it is not guaranteed.
**Redraws without reapplying are only available to customers with an active Cashies Loan.
*** Money in minutes – your funds will be disbursed to your bank account in minutes if your bank is connected to the fast payments system. By ‘fast payments system’ we mean National Payments Platform aka New Payments Platform aka NPP.
Subject to eligibility and lending criteria being met, personal circumstances being assessed and available credit.
See our TMD when deciding if this product is suitable for you.
We’re always here to help, if you need any further information, please give us a call on 13 22 74.
Our Cashies Loan does not have an establishment fee or any monthly fees. Interest is charged at a fixed rate of 48% per annum on the total outstanding balance. The maximum repayment term for each drawing against the loan is 36 months.
For example, a Cashies Loan of $4,000 repaid monthly over 3 years would require total repayments of $7,616 ($4,000 principal and $3,616 interest). This example has been calculated on a specified credit limit with the assumption that the loan has been drawn to the maximum amount of credit at the start of the loan and all repayments have been made on time. The calculation shown does not account for potential additional fees and charges, such as default or enforcement charges, which may be incurred.
Our Medium Personal Loans incur a $400 establishment fee and interest at 48% per annum. For example, a medium loan of $3,000 repaid by monthly payments over 1 year would equate to a total amount payable of $4,348 (including a $400 establishment fee). The minimum loan term is 4 months and a maximum of 24 months.
A dishonour fee of $33 is payable if a repayment is not made by the due date or a direct debit is declined.
Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be repaid early with no penalty and interest will only be charged on the outstanding balance of the loan. Early repayment will reduce the total interest payable on the loan. The Annual Percentage Rate (APR) on our Cashies Loan and our Medium Personal Loan is 48%. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred.
All loans are subject to lending criteria and suitability assessment.
Borrow up to $10,000 with no monthly or upfront fees.
