| Medium Loan | Small Loan | Cash Advance** | Line of Credit | |
|---|---|---|---|---|
| Loan Amount | $2,050 - $5,000* | $400 - $2,000 | $50 - $2,000 | $400 - $10,000 |
| Loan Term | 4 - 24 months | 2 - 12 months | 4 - 20 weeks | 18 months for up to $2,000 and 36 months for $2,000 or over |
| How do I apply? | Apply online or in-store | Apply online or in-store | Apply in-store only | Apply online or in-store |
| Method of Payment | Funds transferred to your bank within 24 hours of approval | Funds transferred to your bank within 24 hours of approval | Cash on the spot in-store | Funds transferred to your bank within 24 hours of approval |
| Fees | $400 establishment fee* and 48% per annum | 20% establishment fee and 4% flat monthly fee | 20% establishment fee and 4% flat monthly fee | No establishment fee and 48% per annum |
| Apply Now | Apply Now | Find a store | Apply Now | |
*Deposit into bank account up to a maximum of $4,600, due to the establishment fee being financed under MACC loan.
**Only available at participating stores.
Please see our Target Market Determination for more details.
Meet Phil. Phil was looking for a flexible Line of Credit where he could apply online or at one of his local stores.
Phil is approved for a Line of Credit product with a $10,000 credit limit. Phil doesn’t wish to access the entire amount now, so he withdraws $1,000 and leaves $9,000 as his available credit for when he needs it.
Phil downloads the My Loans app so he can track his loan, manage his repayments and access his available credit at any time. As Phil makes his repayments, he can continue to borrow up to his approved credit limit.
Phil now decides he would like to access some of the $9,000 in available credit. Within the My Loans app, Phil requests to redraw $3,000 from his available credit.
At Cashies, we offer in-store and online personal loans from $50 up to $5,000*. Our loans are flexible, so whatever your need might be, our friendly personal finance team will help give you the information you need so you can make a decision on what is right for you.
With over 150 stores around the country, you’ll be surprised by the amount of quality goods you can find – all at affordable prices. Most items come with a 90-day warranty too, so you can shop with confidence. Or while you’re here, browse our huge range of second-hand goods and buy online.
At Cashies, we’ll pay you to recycle your quality goods. Bring in the things you no longer need, and we’ll give you cash on the spot in return.
| Medium Loan | Small Loan | |||
|---|---|---|---|---|
| Loan Amount | $2,050 - $5,000* | $400 - $2,000 | ||
| Loan Term | 4 - 24 months | 2 - 12 months | ||
| How do I apply? | Apply online or in-store | Apply online or in-store | ||
| Method of Payment |
Funds transferred to your bank within 24 hours of approval |
Funds transferred to your bank within 24 hours of approval | ||
| Fees | $400 establishment fee* and 48% per annum | 20% establishment fee and 4% flat monthly fee | ||
| Apply Now | Apply Now | |||
| Cash Advance** | Pay Advance | |||
|---|---|---|---|---|
| Loan Amount | $50 - $2,000 | Up to $150 | ||
| Loan Term | 4 - 12 weeks | Pay back the PayAdvance over one or two pay cycles | ||
| How do I apply? | Apply in-store only | Apply via the MyLoans App | ||
| Method of Payment | On the spot cash in-store | Funds tranferred to your bank straight away | ||
| Fees | 20% establishment fee and flat monthly fee | 5% fixed fee | ||
| Find a store | More info | |||
*Deposit into bank account up to a maximum of $4,600, due to the establishment fee being financed under MACC loan.
**Only available at participating stores.
Please see our Target Market Determination for more details.
Apply for up to $5,000* in-store or online
with manageable repayments over a
fixed term.
Apply for up to $5,000* in-store or online
with manageable repayments over a
fixed term.
Apply for up to $5,000* in-store or online
with manageable repayments over a
fixed term.
Apply for up to $5,000* in-store or online
with manageable repayments over a
fixed term.
Apply to access up to $10,000, with the ability to request a redraw from an approved credit limit whenever you need. |
Apply to access up to $10,000, with the ability to request a redraw from an approved credit limit whenever you need. |
A quick guide about how pawnbroking works at Cash Converters.
Hear from one of our experts about all there is to know about pawnbroking.
Category: Selling your stuff
So you need cash on the spot but you don’t have anything in the home that you’d like to part ways with forever– a pawn shop collateral loan might be a simple solution.
Category: Selling your stuff
Pawning your item of value can be a simple way to get cash on the spot when you need it and are hesitant about selling your item.
Pawning simply means bringing an item of value to leave with us as collateral for a secured, short-term loan. We loan against a wide range of items including gold, designer handbags, jewellery, tech, gaming, tools and more. We keep your item safe as security against the loan, and then you pay back your loan when you’re ready to pick it up.
With no establishment fee, no minimum or maximum loan amount, and the flexibility to extend your loan if needed, it’s a fuss-free way to get extra cash in your pocket without parting ways with your item. Some stores also allow you to get a pawnbroking loan against your vehicle.
Head in-store to chat to one of our team members or get a quote online. You’ll need 100 points of ID and be 18 years or older
Keep track of your loan, make payments, apply for a new loan and more, 24/7 with My Loans. |
You provide us with the item, we’ll provide you with the cash, then pick up your goods once the loan is paid
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