Compare our Cashies Loan with other cash loans
Compare our loan with other cash loan providers to see how interest rates, fees, and loan features stack up.
Compare our loan with other cash loan providers to see how interest rates, fees, and loan features stack up.
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| Cash Converters | Wallet Wizard | Credit24 | |
|---|---|---|---|
| Loan Name | Cashies Loan | Smart Loan | Line of Credit |
| Loan Type | Revolving credit facility | Revolving credit facility | Revolving credit facility |
| Amount / Limit | $2,050 - $10,000 | $500 - $8,000 | $500 - $10,000 |
| Interest Rate | 19.95% - 48% p.a.# | 47.80% p.a. | 24% - 48% p.a. |
| Comparison Rate | 19.95% - 48% p.a. | Not advertised | 24% - 48% p.a. |
| Term | Up to 36 months | 6 - 27 months | Up to 36 months |
| Redraw | Yes - Available credit up to credit limit | Yes - Available credit up to credit limit | Yes - Available credit up to credit limit |
| Fees All fees referenced are what is publicly available and displayed on each company’s website. | No establishment fee No monthly or annual fee No early repayment fee No withdrawal fee No credit limit increase fee |
No service or annual fee No credit limit increase fee No over limit or manual payment fee |
No establishment fee No monthly service fee No withdrawal fee |
| Charges | $33 Dishonour fee No direct debit late reversal fees |
$1 per day arrears fee after 14 days, capped at $100 $0.55 Direct debit late reversal fee |
$10 late payment fee per default, capped at $50 per month |
| Payment Method | Funds transferred within minutes** | Funds transferred within minutes^^ | Funds transferred within minutes^^ |
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# The interest rate offered may vary based on your individual credit rating. Subject to eligibility and lending criteria, including credit checks and assessment of your financial situation. Terms, conditions, fees and charges may apply. To decide if a product aligns with your needs and objectives, please check the TMD on our website. Australian Credit Licence 391436.
** Once your loan is approved and your contract is signed your funds will be disbursed to your bank account in minutes via the fast payments system.
^^ Only paid in minutes if your bank supports OSKO.
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| Cash Converters | Jacaranda Finance | Nimble | Fair Go Finance | |
|---|---|---|---|---|
| Loan Name | Cashies Loan | Personal Loan | Medium Personal Loan | Medium Amount Loans |
| Loan Type | Revolving credit facility | Fixed Loan | Fixed Loan | Fixed Loan |
| Amount / Limit | $2,050 - $10,000 | $3,000 - $25,000 | $2,050 - $5,000 | $2,050 - $5,000 |
| Interest Rate | 19.95% - 48% p.a.# | 16.95% - 29.95% p.a. | 47.62% p.a. | 29.90% - 47% p.a. |
| Comparison Rate | 19.95% - 48% p.a. | 32.99% - 46.50% p.a.* | 65.11%## | 41.64% - 50.28% p.a.^ |
| Term | Up to 36 months | 25 - 36 months | 7 - 15 months | 6 - 24 months |
| Redraw | Yes - Available credit up to credit limit | No - You need to reapply for a loan | No - You need to reapply for a loan | No - You need to reapply for a loan |
| Fees All fees referenced are what is publicly available and displayed on each company’s website. | No establishment fee No monthly or annual fee No early repayment fee No withdrawal fee No credit limit increase fee |
Establishment fee: $125 - $1,190 Monthly fee: $26 per month Risk fee: $0 - $995 |
Establishment fee: $400 | Establishment fee: $400 Monthly fee: $0 - $18 |
| Charges | $33 Dishonour fee No direct debit late reversal fees |
Not advertised | $35 Dishonour fee $20 Default fee |
Not advertised |
| Payment Method | Funds transferred within minutes** | Funds transferred within 60 seconds of approval*** | 60 minutes | 15 minutes |
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# The interest rate offered may vary based on your individual credit rating. Subject to eligibility and lending criteria, including credit checks and assessment of your financial situation. Terms, conditions, fees and charges may apply. To decide if a product aligns with your needs and objectives, please check the TMD on our website. Australian Credit Licence 391436.
* The comparison rate is based on $10,000 over 36 months. Warning: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result it a different comparison rate.
## This comparison rate is based on an unsecured loan for an amount of $2,500 over 2 years and a $400 establishment fee.
^ The Comparison Rate is based on an unsecured personal loan of $2,500 for a term of 2 years. WARNING: The comparison rate is true only for the example loan amount and term selected and may not include all fees and charges.
** Once your loan is approved and your contract is signed your funds will be disbursed to your bank account in minutes via the fast payments system.
*** Funds paid in 60 seconds on applications submitted and approved before 3pm Monday to Friday. Saturday morning applications may receive same day outcome. Applications after that assessed following Monday morning.
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Information sourced from websites and correct as at 28/04/2026.
Cash Converters has been helping Aussies since 1984.
Our friendly Personal Finance team is based in Australia.
They’re here to help with your loan application, assessment, and the management of your loan.
Give us a call on 13 22 74
Mon to Fri: 9:00am to 7:00pm AEST
Complete our online form and we'll get back to you shortly. Or, get in touch with your local store.
Send us an email and we'll get back to you as soon as we can.
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We’re committed to responsible lending. We’ll take a close look at the information and documents that you provide to make sure we help find the right cash solution for you and let you get on with your life.
Our Cashies Loan does not have an establishment fee or any monthly fees. Fixed interest rate offered varies between 48%, 35% or 19.95% per annum, based on the applicant’s individual credit rating. Interest is charged on the total outstanding balance. The maximum repayment term for each drawing against the loan is 36 months.
For example: A Cashies Loan of $5,000 repaid monthly over 3 years with an interest rate of 35% p.a. would require total repayments of $8,143 ($5,000 principal and $3,143 interest). This example has been calculated on a specified credit limit with the assumption that the loan has been drawn to the maximum amount of credit at the start of the loan and all repayments have been made on time. The calculation shown does not account for potential additional fees and charges, such as default or enforcement charges, which may be incurred.
A dishonour fee of $33 is payable if a repayment is not made by the due date or a direct debit is declined.
Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be repaid early with no penalty and interest will only be charged on the outstanding balance of the loan. Early repayment will reduce the total interest payable on the loan. The maximum interest rate on our Cashies Loan is 48%. These calculations do not account for potential additional fees and charges, such as default charges, which may be incurred.
All loans are subject to lending criteria and suitability assessment.
Borrow up to $10,000 with no monthly or upfront fees.