References to "Cash Converters" in the following clauses, means Cash Converters International Limited and all its subsidiaries and controlled entities (such as Cash Converters Pty Ltd and Cash Converters Personal Finance Pty Ltd) and any entity trading under the Cash Converters brand in Australia, or any one of these depending on the context. Each Cash Converters subsidiary or controlled entity may perform a different role with respect to your loan. For example, one company may act as broker and one may act as lender and this consent is intended to cover the role of each company. References to the singular ("I" or "me" for example) include the plural ("We" or "us" for example).
I authorise Cash Converters to collect my personal information to enable it to assess my application and, if it is approved, to provide me with the product(s) or service(s) for which I am applying. I understand that without this information Cash Converters may not be able to consider or approve my application(s).
I acknowledge that subject to Cash Converters general duty of confidentiality towards its customers, Cash Converters may need to disclose my personal information.
I authorise Cash Converters to disclose my personal information on an ongoing basis (including permitted identity details and information about my credit worthiness, current loans, loan history, any potential serious credit infringements, standing or capacity) to:
I authorise the disclosure of my details to a credit reporting body, including my name, address and date of birth, for the purposes of Cash Converters seeking and receiving an Electronic Identity Verification (“E-verification”) assessment as to whether that personal information matches (in whole or in part) personal information held by that credit reporting body (including on any database of Politically Exposed Persons), in accordance with:
I understand that:
I acknowledge that Cash Converters may only give my personal information to another credit provider:
I authorise Cash Converters to confirm the details contained in my Application with my employer. A copy of this consent may be given to my employer as evidence of that consent.
I authorise Cash Converters:
I understand that if I decide to complete an online application form, Cash Converters will collect the information that I enter into the online form and the IP address of my computer. If I cancel my application prior to submission, the information I have entered up to that point will be deleted automatically.
I understand that Cash Converters may store information collected from me at secure third party internet based hosting locations in Singapore, Ireland or Hong Kong. These third party providers store the data securely using systems and processes which are equivalent to those required under the Australian Privacy Principles, so that Cash Converters can update, use or disclose the information remotely.
I understand that Cash Converters websites may contain links to non-Cash Converters websites. Whilst such links are provided for my convenience, I should be aware that the information handling practices of the linked websites might not be the same as Cash Converters.
I understand and acknowledge that if I give this consent to electronic communications:
I authorise Cash Converters to provide any or all information to me through electronic communication in accordance with the Electronic Transactions Act 1999 and the National Consumer Credit Protection Act 2009, including but not limited to:
I authorise Cash Converters to act on instructions I send to them electronically, including but not limited to:
I understand that I may access my personal information at any time by contacting Cash Converters Privacy Officer at: email@example.com. Access will be granted in accordance with the Privacy Act 1988 and a reasonable fee may be charged. If any of my information is inaccurate, I may request that it be corrected.
I undertake that if I give Cash Converters personal information about another person e.g. my referee, I will show them a copy of this document so they may understand the manner in which their personal information may be used or disclosed by Cash Converters in connection with my dealings with Cash Converters.
I authorise Cash Converters to use “cookies” and other technology to collect anonymous information about me on how I use Cash Converters websites and the Cash Converters advertisements I have clicked on third party websites and to use this information to help deliver online advertising to me.
I declare that the information about me/us set out above is true and correct;
I acknowledge that Cash Converters will rely on this information in considering my application for credit;
https://www.cashconverters.com.au/resources/privacy-policy ; and
I understand, authorise and consent to all the terms set out within this document.