Whether you need a few extra dollars for a dentist bill, or something more substantial to help get your car back on the road, at Cash Converters we've got just what you’re looking for.

Smaller cash advance loans ($100 and $2,000) can be applied for in-store and small personal loans ranging anywhere between $400 to $2,000 can be applied for online

Medium cash loans for larger amounts are also available.

Your application can be done in minutes online. Once submitted, a person (not a computer) will carefully assess all the information you provide.

The result? You’ll get a small loan that’s just right for you, your needs and your circumstances.

Whether you apply online from your phone, tablet or computer, the cash could be in your bank account in as little as 20 minutes after approval. Or in the case of a Cash Advance loan in-store, cash directly in your hand after approval and assessment.

From a few hundred dollars to a couple of thousand, a Cash Converters small loan could be just the thing you need.

How do our small loans work?

Complete our small loans application in a few steps:

  • You tell us how much you want to borrow
  • Apply online or in-store and provide the supporting documentation we need.
  • A person, and not a computer carefully assesses whether the loan is right for you – based on the amount, your expenses and your income.
  • Once approved, the cash is transferred to your bank account, or in the case of a Cash Advance loan (available in-store) can be handed to you on the spot
  • You pay us back within the agreed loan term.

How much cash can you borrow?

Depending on the type of loan, our small loans range from $100 to $2,000. The exact amount you can borrow depends on your needs, careful assessment of your income and the financial commitments you have.

As a responsible lender, we won't lend you more than you can afford to repay. 

Need more information? 
Call 13 CASH (132274) or find out more about who is eligible.

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Everything you need to know about Cash Converters' loans.

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Fee Disclosures

Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1,560. The minimum loan term is 2 months and a maximum of 12 months.

Our Medium Personal Loans incur a $400 establishment fee and interest at an Annual Cost Rate of 48%. For example, a medium loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,303 (including a $400 establishment fee). The maximum loan term is 24 months for medium amount loans.

Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability. The maximum annual percentage rates on our loans is 217.95%.