Our loans are here to help, not hang around forever.

That’s why we offer convenient terms that suit you. Like short-term Cash Advance loans that are repaid in weeks, or short-term personal loans that can be repaid over months.

We have a range of short-term loans to suit your needs exactly - loans that offer the right amount of cash and right amount of time so that you get the financial solution you need.

What is a short-term cash loan?

Short-term cash loans are repaid over a short period of time.

The length of time varies a little, but it’s usually 4, 5 or 6 weeks.

An example of a small amount loan is a Cash Advance (only available in-store) where you can borrow any amount from $100 to $2,000.

What is a short-term Personal loan?

Small Amount Personal loans give you a little more time to repay the money, with the loan normally being repaid over 2 to 12 months.

At Cash Converters, our Small Amount Personal loans range from $400 to $5,000*.
And though the amount may be bigger, the online process is just as quick and simple.

*Deposit into bank account up to a maximum of $4,600, due to the establishment fee being financed under MACC loan.

Which short-term loan is right for you?

But at Cash Converters, we take our lending responsibilities seriously. That’s why we won’t offer you more than you can afford to repay. And it’s why, a person, not a computer, will always assess your application.

How do Cash Converters short-terms amount loans work?

At Cash Converters, we keep everything as uncomplicated as it possibly can be.

Here’s how our process works:

  • You decide how much you want to borrow
  • You decide what length of time you’d like the loan for
  • You apply for the loan, providing all the documents we need (like bank statements)
  • We assess whether the loan is right for you based on the amount, your expenses and your income
  • Once approved, we give you the cash immediately
  • You pay us back according to the time agreed

How much can you borrow?

Our short-term loans range from $100 to $2000.

The exact amount depends on variables like:

  • The length of time you’d like to take to repay
  • Your exact needs
  • Your current income
  • Your other financial commitments

Need more information? 
Call us on 13 CASH (132274)

A Cash Converters short-term loan could be the financial solution you’re looking for. So what are you waiting for?

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With a fixed term and manageable repayments, what are you waiting for?

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Everything you need to know about Cash Converters' loans.

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Fee Disclosures

Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1,560. The minimum loan term is 2 months and a maximum of 12 months.

Our Medium Personal Loans incur a $400 establishment fee and interest at an Annual Cost Rate of 48%. For example, a medium loan of $3,000 borrowed over 1 year would equate to a total amount payable of $4,303 (including a $400 establishment fee). The maximum loan term is 24 months for medium amount loans.

Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability. The maximum annual percentage rates on our loans is 217.95%.