If you’re looking for an instant cash loan, a Cash Advance can give you instant cash in-store after approval.

Applications are assessed in-store by our friendly staff and once approved, you can  receive instant cash on the spot.

How do Cash Converters Cash Advance loans work?

To apply for a Cash Advance loan:

  • Visit your nearest Cash Converters store and bring along supporting documentation.
  • One of our friendly staff will carefully assess your application in-person. 
  • Once approved, you can receive instant cash on the spot.
  • You pay us back within the agreed loan term.

How much cash can you borrow?

Our Cash Advance loans range from $50 to $2000 and are typically repaid over a short period around 4 - 6 weeks (though flexible loan terms may be available upon assessment). 

The exact amount you can borrow always depends on your needs, your income and the financial commitments you have. As a responsible lender, we'll take a close look at the information you provide us and we won't lend you more than you can afford to repay. 

Need more information? 
Call 13 CASH (132274) or find out more about who is eligible to apply.

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Fee Disclosures

Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1,560. Our Medium Personal Loans incur a $400 establishment fee and interest at an Annual Cost Rate of 48%. The maximum annual percentage rates on our loans is 217.95%. The minimum loan term is 2 months and a maximum of 12 months for small amount loans and 24 months for medium amount loans. Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability.