Less than 10 minutes is all you need to apply for a personal loan up to $5,000. If you're a returning customer, it's even more straightforward.


Our online loan application couldn't be easier, with cash transferred straight into your bank account.


A fast and flexible loan featuring convenient repayment terms, so what are you waiting for?

So easy and convenient to apply online. I told a friend at work and she has one as well now. We are both very happy.
Annlouise - QLD

Fast cash loan applications

At Cash Converters, you can apply for a cash loan fast either in store or online. From the moment you apply, we make the process as quick and simple as it possibly can be.

You can apply for one of our cash loans online. It's fast - the application takes less than 10 minutes. So what are you waiting for? Apply for a cash loan quickly online today.

How quickly can I apply for a cash loan?

The application process for our cash loans can take less than 10 minutes to complete online – now that’s fast!

What’s next?

Our Personal Cash Loans will quickly transfer the funds into your nominated bank account. This can be less than 20 minutes after approval.

How can I make sure my application is fast?

To ensure your loan application is fast, you should prepare your documents ready to apply for your cash loan online or in store.

Here is what you will need:

  • Your online bank details to allow us access to 90 days of your bank account transaction history
  • Identification details (for example, birth certificate, current drivers licence or current passport or a current bill)
  • Centrelink statement (for those who receive Centrelink payments)

Fee Disclosures

Our Small Personal Loans incur a 20% Establishment Fee and a 4% monthly fee, based on the amount borrowed. For example, a small loan of $1,000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40), resulting in a total repayment of $1,560. Our Medium Personal Loans incur a $400 establishment fee and interest at an Annual Cost Rate of 48%. The maximum annual percentage rates on our loans is 217.95%. The minimum loan term is 2 months and a maximum of 12 months for small amount loans and 24 months for medium amount loans. Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan. Loans are subject to assessment criteria and suitability.