We're here to help customers make the right loan choice. There are many different and sometimes confusing loan names used by different lenders, so we'd like to help by clearing up the confusion.
With a Cash Advance loan you can borrow anything from $50 to $2000.
Our Cash Advance loans have a default repayment term of 4 - 6 weeks (though flexible loan terms may be available upon assessment).
You can apply for a Cash Advance loan at your nearest store, where our friendly staff will assess your loan application.
As a responsible lender, we'll take a close look at the information you provide us. This is to make sure that the Cash Advance loan meets your needs and we won't lend you more than you can afford to repay.
Our Small Personal Loans incur an Establishment Fee equalling 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed. Our Medium Personal Loans incur and establishment fee of $400 and interest at an annual cost rate of 48%. For example, a small loan of $1000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40) therefore a total repayment of $1560. The maximum annual percentage rates on our loans is 162.5%. The minimum loan term is 4 months and a maximum of 12 months for small amount loans and 24 months for medium amount loans. Online applications have a default 9 month term. Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan.