Cash loans are short-term financial solutions for all kinds of purposes, and all kinds of people.

You can borrow from $400 up to $5,000* and the default term of our Personal Loan is 9 months (flexible loan terms may be available upon assessment).

You Apply Online

It’s easy to apply for a cash loan online. You can use your computer, smartphone or tablet. It only takes five minutes.

We Check & Confirm

We check the information that you have submitted to make sure we’re lending you the right amount and it meets your needs.

You Are Approved!

Success! Sign your electronic loan contract, and we’ll transfer the money to your bank account.

 

Our Loans Compared

Cash Advance loans are short-term cash loan options that are usually for smaller amounts of cash compared to other loans. You can apply for a Cash Advance loan at your nearest store.

Personal Loans are loans that are larger amounts of money borrowed for personal use. Once approved, the funds for your Personal Loan will be in your account at some point during the next business day.

Cash Advance - instore only

Loan amount - $100 - $2000

Loan duration4 - 6 weeks (flexible loan terms may be available upon assessment)

Turnaround timeSame day - conditions apply

Cost20% Establishment fee + 4% monthly fee

Small Personal Loan - online or instore

Loan amount - $400 - $2000

Loan durationDefault 9 months (flexible loan terms may be available upon assessment)

Turnaround time - 24 - 48 hours

Cost - 20% Establishment fee + 4% monthly fee

Medium Personal Loan - online or instore

Loan amount - $2050 - $5000*

Loan durationDefault 9 months (flexible loan terms may be available upon assessment)

Turnaround time - 24 - 48 hours

Cost$400 establishment fee (financed under loan) and 48% interest per annum

*Deposit into bank account up to a maximum of $4600, due to the establishment fee being financed under MACC loan.

Fee Disclosures

Our Small Personal Loans incur an Establishment Fee equalling 20% of the amount borrowed and a monthly fee of 4% of the amount borrowed. Our Medium Personal Loans incur and establishment fee of $400 and interest at an annual cost rate of 48%. For example, a small loan of $1000 over 9 months has fees and charges totalling $560 (1 x $200 + 9 x $40) therefore a total repayment of $1560. The maximum annual percentage rates on our loans is 162.5%. The minimum loan term is 4 months and a maximum of 12 months for small amount loans and 24 months for medium amount loans. Online applications have a default 9 month term. Our loans are repayable in weekly, fortnightly or monthly instalments. Loans can be settled early with no penalty and fees will only be charged whilst there is an outstanding balance on the loan, hence early settlement will reduce the amount payable on the loan.

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